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AFFILIATE AGENT TERMS & CONDITIONS
WHERE APPLICABLE, THIS AGENCY AGREEMENT ALSO
APPLIES TO ALL TRAVEL INSURANCE PRODUCTS ARRANGED BY THE KETTERIDGE
GROUP LIMITED, AND SOLD BY YOU THE TRAVEL AGENT.
Where the word "Certificate" is mentioned,
this shall also deem to include Premium Receipts, or other Receipts
printed on a computer, as and where applicable.
1. All Certificates issued in the preceding month must be notified
to the Ketteridge Group Limited not later than the FOURTEENTH
(14th) day of the following month.
2. In the event of an Agent not Paying the relevant remittance
due, they will be locked out of the system and unable to issue
any Insurance until payment is made.
3. In accordance with the Rules and Regulations of recognised
Travel Industry Organisations and the European Directive on Package
Travel when the premium is paid by the client or on their behalf,
or when the insurance is provided Free by the Travel Agent all
Certificates must be issued within 48 hours as the Insured will
be covered immediately for cancellation claims providing that
such claims are covered by the terms and conditions of the Certificate
issued. There shall be no exceptions to this requirement.
4. Without exception, the Agent will be responsible for all premiums
due for Insurances issued under this Scheme.
5. The Agent will deduct Commission as stated above, from the
Gross Rates quoted under this Scheme (unless operating on a Nett
basis).
6. Once a Certificate/Premium Receipt has been issued, the Agent
is NOT permitted to cancel it unless:-
a. A Tour Organiser/Operator cancels the holidays
b. A Tour Organiser/Operator makes alterations to the date of
travel which is not convenient or acceptable to the client.
c. It is within fourteen (14) days of issue, provided no claim
has been advised or paid, and the client has not travelled.
7. In the event that an Insured's travel dates are revised to
a date within three months from the original dates, it is incumbent
upon the Agent to alter the Policy accordingly, provided that
this action is confirmed immediately in writing to the Ketteridge
Group Limited. Failure to do so may jeopardise any subsequent
claim made.
8. The Agent will take all necessary precautions to ensure that
all unused Certificates etc. are to be kept in a secure place.
9. When a scheme expires and the last Return for the period of
that scheme has been forwarded to the Ketteridge Group Limited,
all remaining Certificates etc applicable to that Scheme must
be destroyed and the Ketteridge Group Limited advised in writing
of the destroyed documents. This will save the Agent the cost
of packaging and posting the unused documents as would normally
be required.
10. This Agreement will remain in place until such time as the
Agent decides to sever their trading relationship with the Ketteridge
Group Limited or the Ketteridge Group Limited decides to sever
their trading relationship with the Agent. In such instances,
30 days notice must be given by either party, unless it is necessary
for the Ketteridge Group Limited to change the content of the
Agreement due to changes in, or new legislation applicable to
Travel and Insurance Intermediaries. In the event of cancellation
of the trading relationship with the Ketteridge Group Ltd, any
agreements with regard to annual overrides payable will be cancelled
and treated as null and void.
11. The Ketteridge Group Limited, reserves the right to advise
the Agent of immediate cancellation, in writing, of this Agreement,
if the terms and conditions as stated in this Agreement are not
adhered to.
12. This Agreement is governed by English Law.
13. Holidayguard Travel Insurance - To take advantage of no age
loadings for persons aged 65-79, we agree to sell the Ketteridge
Holidayguard Travel Insurance Scheme exclusively to our clients
unless otherwise agreed by a Director of the Ketteridge Group.
Failure to comply with this condition will result in double premiums
being payable for persons aged 65-79.
NB: This does not apply to Annual Multi-Trip, Winter Sports, Long
Haul/Long Stay, or other products where the Ketteridge Group Ltd
provide Specialist Travel Insurance Policies.
I/We agree to abide
by the Terms and Conditions as set out in this Agreement
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